Who we are:

Dave is one of the leading US neobanks and a pioneer in financial services, using disruptive technology to provide best in class banking services to millions of members at a fraction of the cost compared to incumbents. The anchor of our banking value proposition, ExtraCash, provides up to $500 of short term, interest free advances to members within minutes of joining. The speed to value, access and pricing of ExtraCash compared to traditional overdraft sets us apart from incumbents and is a key to our strategy to efficiently acquire transacting Dave debit card members.

Why this role matters

Our Financial Data Intelligence platform is the brain behind the credit products that power Dave’s mission to build products that level the financial playing field. As a Senior Product Manager, you’ll lead the evolution of this platform—enabling smarter underwriting, enhanced credit modeling, and real-time customer insights.

This is a high-impact, high-visibility role: a domain expert, cross-functional thought partner, and systems thinker who translates complexity into simple, scalable product experiences. You’ll partner with engineering, data science, risk, and compliance teams to build capabilities that unlock new product opportunities and drive financial outcomes for our members.

What you'll own

Set and evolve the product vision for Dave’s Financial Data Intelligence platform
Define roadmap priorities across data ingestion, enrichment, accessibility, and compliance
Lead product discovery for new data sources and third-party integrations (e.g., Plaid, MX, Finicity)
Translate ambiguous business needs into clear specs, experiments, and scalable systems
Drive data quality, coverage, and reliability standards to support real-time decisioning
Partner across orgs to ensure the platform meets the needs of underwriting, repayment prediction, and member-facing experiences
Report on platform performance (e.g., latency, coverage, accuracy, and business impact)

What success looks like

In your first 30–60 days

Get grounded: Ramp up quickly on Dave’s financial data architecture, key data sources, and the credit product stack.
Keep momentum: Maintain roadmap continuity—ensure that active initiatives stay on track while building fluency in how data powers decisioning across risk, underwriting, and collections.
Build trust: Establish strong working relationships with engineering, data science, and risk partners by showing up with clarity, curiosity, and follow-through.

In your first 90 days and beyond

Understand the system end-to-end: Gain deep fluency in how Dave’s financial data platform impacts business-critical metrics like approval rates, repayment performance, and user retention.
Drive impact through discovery: Proactively identify opportunities to improve our data coverage, accuracy, and utility—whether that’s unlocking a new third-party source, improving latency, or refining how data flows to risk models.
Think like an owner: Champion platform reliability and scalability as business needs evolve. Push for simplification where c