Affirm

Health Insurance

Affirm covers 100% of premiums for medical coverage for employees and dependents across all plan levels.

Dental Insurance

Affirm provides 100% subsidized dental coverage for employees and their dependents.

Vision Insurance

Affirm provides 100% subsidized vision coverage for employees and their dependents.

Mental Health Benefits

Affirm runs dedicated mental health programs.

Flexible Spending Account (FSA)

Affirm offers a Flexible Spending Account for pre-tax healthcare and dependent care expenses.

Life Insurance

Affirm provides life insurance coverage at 2x salary capped at $650K, plus AD&D coverage at the same level.

Disability Insurance

Affirm provides short-term disability at 60% of income up to $2,800 per week, and long-term disability at 60% up to $15,000 per month.

Pet Insurance

Pet insurance is available to employees.

Gender Affirming Care

Affirm covers transgender health care.

Fitness Stipend

Affirm provides a fitness stipend, monthly wellness spending, and gym/wellness reimbursement.

Wellness Programs

Affirm runs broader wellness programs alongside its fitness, mental health, and monthly wellness stipend offerings.

Employee Assistance Program

Affirm offers an Employee Assistance Program providing confidential counseling and support services.

401(k) / Retirement Plan

Affirm offers a 401(k) retirement savings plan including a Roth 401(k) option.

401(k) Match

Affirm matches employee 401(k) contributions.

Equity / RSUs

Affirm grants options, RSUs and PSUs. Options generally vest over four years, 25% at the first anniversary then ratably, with a ten-year contractual term and a three-month post-termination exercise window.

Employee Stock Purchase Plan

Affirm's employee stock purchase plan lets employees buy shares at a 15% discount, up to the $25,000 annual limit set by the plan.

Performance Bonus

Affirm pays performance bonuses.

Profit Sharing

Affirm operates a Discretionary Profit Share Program that distributes a portion of company profits to employees.

Pay Transparency

Affirm publishes pay bands, pay grade letters, and equity grades on job posts across the US, Canada, UK, and Spain, including geographies with no legal disclosure requirement. Its compensation guide and methodology are documented publicly.

Relocation Assistance

Affirm offers relocation assistance, including a relocation bonus, for employees moving for work.

Commuter Benefits

Affirm offers commuter benefits for employees in proximal roles who use Affirm offices in cities like San Francisco, New York, Chicago, Pittsburgh, Toronto, Warsaw, Madrid, and London.

PTO / Vacation

Affirm offers competitive vacation and holiday schedules with generous time off to rest and recharge.

Paid Holidays

Affirm observes paid company holidays in addition to vacation and Away Days.

Company Shutdown Days

Affirm closes company-wide for a long weekend at least once a month. These paid Away Days are set on regional calendars and are separate from flexible time off.

Sick Days

Affirm provides paid sick days separate from vacation time.

Bereavement Leave

Affirm offers paid bereavement leave.

Flexible Schedule

Affirm offers a flexible work schedule for remote employees across multiple time zones.

Home Office Stipend

Affirm provides a home-office stipend along with monthly stipends for tech spending to support its remote-first workforce.

Meal Stipend

Affirm provides a food spending wallet, one of several flexible stipend wallets covering food, technology, lifestyle, and family planning expenses.

Company Offsites / Retreats

Affirm holds in-person all-hands gatherings and team-based strategic planning sessions for its remote-first workforce.

Parental Leave

Birth and non-birth parents receive 18 weeks of paid leave, plus a 4-week return-to-work transition program at full base pay.

Adoption Leave

Affirm provides adoption assistance.

Fertility Benefits

Affirm offers fertility benefits including egg freezing and other family planning support.

Caregiver Policy

Affirm offers eligible employees up to 12 weeks of medical leave to care for a parent, child, spouse, domestic partner, grandparent, grandchild, sibling, or parent-in-law with a serious health condition.

Learning & Development Budget

Affirm runs learning and development programs that include continuing education stipends, lunch and learns, online course subscriptions, and continuing education during work hours.

Mentorship Program

Affirm offers a formal mentorship program and apprenticeship programs to support employee career development.

Conference Attendance

Affirm funds job training and attendance at industry conferences for employee professional development.

Defined Career Pathways

Affirm operates a leveling framework (L4-L8 for engineers, with documented promotion paths) and has a Promote From Within philosophy supported by personal development training.

Volunteer Time Off

Affirm provides paid volunteer time off.

Employee Resource Groups

Affirm runs employee resource groups, community groups, and diversity-based ERGs that employees can join.

Employee Recognition Awards

Affirm operates an Established Employee Awards program and employee-led culture committees that recognize contributions.

Team Events & Social Budget

Affirm hosts company-sponsored outings, happy hours, and family events for employees and their families.

Charity Matching

Affirm operates the Affirm Cares Foundation, a 501(c)(3), supporting charitable giving for employees.