

Earnest
Earnest is a fintech lender offering private student loans, student loan refinancing and personal loans. Founded in 2013 with a mission to make higher education accessible and affordable for everyone, it bases loan rates on a borrower's individual financial profile.
Earnest's Remote Policy
From Earnest's careers page: "Remote-first flexibility: Create your workspace at home or anywhere you feel the most successful."
All of Earnest's current openings are remote and open to US-based candidates, and one posting states that the "Position is 100% remote." The company also keeps offices in Oakland, California and Murray, Utah.
Benefits & Perks

Health & Wellness
3
Health & Wellness
Health Insurance
Dental Insurance
Vision Insurance

Financial
4
Financial
401(k) / Retirement Plan
401(k) Match
Employee Stock Purchase Plan
Equity / RSUs

Time Off
2
Time Off
Meeting-Free Days
PTO / Vacation

Remote & Equipment
4
Remote & Equipment
Home Office Stipend
Internet Stipend
Company Equipment
Company Offsites / Retreats

Family & Care
1
Family & Care
Parental Leave

Professional Growth
1
Professional Growth
Learning & Development Budget

Culture & Perks
2
Culture & Perks
Vacation Bonus
Employee Resource Groups
Tech Stack
JavaScript & Libraries
Frameworks
Databases
Infrastructure
CMS & Content
Analytics & Monitoring
Sales & CRM
Payments
Integrations
Why Earnest
Earnest underwrites differently from a traditional lender. Instead of stopping at a credit score, it looks at factors such as education, saving patterns, investments and career trajectory. Its refinancing and personal loans carry no origination, application or late fees, and the company describes itself as a partner in customers' financial journeys "from education to career."
Inside, the team works by five named principles: Every Second Counts, Choose to Do Hard Things, Pursue Excellence, Lead Together and Don't Take Yourself Too Seriously. The last one shows up in practice. Annual company-wide offsites have run "from go-karting in Salt Lake City to karaokeing in Las Vegas," and employee resource groups such as BEE, PRIDE, LatinEST, FeminEST, E.A.S.T. and WellnEST host events ranging from a Spicy Noodle Challenge and Drag Bingo to financial literacy sessions.
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Open Positions

Senior Manager, Collections
Earnest
Staff Software Engineer
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