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Monarch Money

•
175 employees
Fully Remote

Monarch is a personal finance platform for budgeting, tracking balances, and growing investments in one place. Co-founded in 2018 by Val Agostino, the first product manager on Mint, the company has been fully remote since well before the pandemic.

Monarch Money's Remote Policy

Their careers page states the working model in four lines: "Fully remote. Async-first. First Friday off every month. Flexible time off."

The fuller language lives in Monarch's job postings, where identical boilerplate appears on every open role: "Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that's out of your home, a co-working space, or elsewhere." The same postings describe the collaboration expectation: "Our team collaborates synchronously mostly from 9 AM - 2 PM PT and embraces asynchronous work to stay connected across time zones."

Benefits & Perks

Health & Wellness

3

Health Insurance

Monarch Money offers employer-sponsored medical coverage, described on its careers page as best-in-class health coverage. Benefit plans are structured by employee location, with medical included in the US plan.

Dental Insurance

US employees receive dental coverage as part of Monarch Money's location-based benefit plans.

Vision Insurance

US employees receive vision coverage as part of Monarch Money's location-based benefit plans.

Financial

4

401(k) / Retirement Plan

Equity / RSUs

Pay Transparency

Salary ranges appear on all seven live Monarch Money job postings, backed by a published compensation philosophy that benchmarks ranges by function and level. One role publishes separate United States and Canada ranges for the same job.

Performance Bonus

Time Off

3

Unlimited PTO

Unlimited paid time off. Time off is uncapped and days are not accrued.

Company Shutdown Days

Monarch closes company-wide the first Friday of every month — twelve long weekends a year, on top of flexible time off.

Flexible Schedule

Monarch Money is async-first, with the team collaborating synchronously mostly from 9 AM to 2 PM PT and working asynchronously across time zones outside that window.

Remote & Equipment

1

Home Office Stipend

Family & Care

2

Fertility Benefits

Parental Leave

Professional Growth

1

Learning & Development Budget

Monarch Grow is the company's learning and development program, funded by a $1,500 annual development stipend per employee.

Tech Stack

JavaScript & Libraries

React
Radix UI
Core.js

Frameworks

Next.js

Infrastructure

AWS
Amazon S3
Terraform

CMS & Content

Sanity

Hosting

Vercel

Analytics & Monitoring

Sentry
Datadog
Segment

Payments

Plaid
Stripe

Integrations

Figma
Miro
Slack
Google Workspace
Zapier
Docusign
Typeform
Openai

Media

Zoom
Webex
34 technologies detected

Why Monarch Money

The San Francisco headquarters on Monarch's records is an address, not a place anyone commutes to. More of the team sits in Minnesota than in San Francisco itself, and there is no central office anywhere. That structure got a real test when Intuit announced it was retiring Mint: subscribers grew roughly 20x in the year that followed, and Monarch has since passed a million members without opening a hub to absorb any of it.

AI is not a side initiative here. The company says it is core to how they operate, with every person on the team expected to use it as a working partner, and the staff roster backs that up with a Head of AI Engineering and AI platform engineers. The week is built around protected time: no-meeting days are part of the calendar, and the whole company takes the first Friday of every month off, twelve three-day weekends a year. The tradeoffs are the ones that come with growing this fast: process has not caught up with headcount, and after-hours pings still test the boundaries async norms are supposed to protect.

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