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Monarch Money

•
200 employees
Fully Remote

Monarch is a personal finance platform for budgeting, tracking balances, and growing investments in one place. Co-founded in 2018 by Val Agostino, the first product manager on Mint, the company has been fully remote since well before the pandemic.

Monarch Money's Remote Policy

Their careers page states the working model in four lines: "Fully remote. Async-first. First Friday off every month. Flexible time off."

The fuller language lives in Monarch's job postings, where identical boilerplate appears on every open role: "Work wherever you want! As a fully remote company with no central office, we want you to work wherever you are happiest and most productive. Whether that's out of your home, a co-working space, or elsewhere." The same postings describe the collaboration expectation: "Our team collaborates synchronously mostly from 9 AM - 2 PM PT and embraces asynchronous work to stay connected across time zones."

Benefits & Perks

Health & Wellness

3

Health Insurance

Monarch Money offers employer-sponsored medical coverage, described on its careers page as best-in-class health coverage. Benefit plans are structured by employee location, with medical included in the US plan.

Dental Insurance

Dental coverage is part of the US benefit plan Monarch Money describes on its job postings, alongside medical and vision.

Vision Insurance

Monarch Money's location-based benefit plans include vision coverage for employees in the United States.

Financial

4

401(k) / Retirement Plan

Eligible U.S. employees can contribute to a 401(k) plan.

Equity / RSUs

Equity is granted alongside salary on every Monarch job posting. Grant type and vesting schedule are not published.

Pay Transparency

Salary ranges appear on every Monarch Money job posting, backed by a published compensation philosophy that benchmarks ranges by function and level. One role publishes separate United States and Canada ranges for the same job.

Performance Bonus

Some Monarch roles include a cash bonus alongside base salary and equity; the bonus target and structure are not published.

Time Off

3

Unlimited PTO

Unlimited paid time off. Time off is uncapped and days are not accrued.

Company Shutdown Days

Monarch closes company-wide the first Friday of every month — twelve long weekends a year, on top of flexible time off.

Flexible Schedule

Monarch Money is async-first, with the team collaborating synchronously mostly from 9 AM to 2 PM PT and working asynchronously across time zones outside that window.

Remote & Equipment

1

Home Office Stipend

Monarch provides a stipend for setting up a home working environment.

Family & Care

2

Fertility Benefits

Monarch offers fertility benefits supporting multiple paths to parenthood.

Parental Leave

Monarch offers paid parental leave, with eligibility framed as covering every route to becoming a parent.

Professional Growth

1

Learning & Development Budget

Monarch Grow is the company's learning and development program, funded by a $1,500 annual development stipend per employee.

Tech Stack

JavaScript & Libraries

React
Radix UI

Frameworks

Next.js

Infrastructure

AWS
Terraform

CMS & Content

Sanity

Hosting

Vercel

Analytics & Monitoring

Sentry
Datadog

Payments

Plaid
Stripe

Integrations

Figma
Miro
Slack
Google Workspace
Zapier
DocuSign
Typeform
OpenAI

Media

Zoom
24 technologies detected

Why Monarch Money

The San Francisco headquarters on Monarch's records is an address, not a place anyone commutes to: the company has no central office anywhere and has run that way since before the pandemic. That structure got a real test when Intuit announced it was retiring Mint. Subscribers grew roughly 20x in the year that followed, and Monarch has since passed a million members without opening a hub to absorb any of it.

AI is not a side initiative here. The company says it is core to how they operate, with every person on the team expected to use it as a partner to sharpen judgment and move faster, and the staff roster backs that up with a Head of AI Engineering and AI platform engineers.

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