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Applied Research Intern, Proactive Intelligence & Customer World Models (PhD / Graduate Co-op)
Team: Apollo — Block Applied R&D
Location: Remote (US / Canada)
Duration: Fall/Winter 2026 co-op — 8 months, flexible start September 2026
Level: Graduate student (MS or PhD, returning to your program after the co-op)
Apollo leads Block's efforts to build the Customer World Model (CWM): a continuously evolving representation of each customer's goals, context, history, constraints, and likely future needs.
The CWM powers proactive intelligence across Block's ecosystem. Instead of customers navigating products in search of features, intelligence observes their world, understands what matters, anticipates what comes next, and initiates actions on their behalf.
We believe the next generation of AI products will not be defined by chat interfaces or isolated agents. They will be defined by rich world models that enable systems to reason over a customer's evolving state, make better decisions, and learn continuously from outcomes. Apollo designs, prototypes, and guides the development of this intelligence layer.
We're hiring a small cohort of graduate research interns to help build the foundations of proactive intelligence.
This is not a traditional internship. You'll own a research problem end-to-end: framing the question, developing methods, running experiments, publishing findings, and, when successful, shipping your work into production systems used by millions of customers and sellers.
You'll work at the intersection of representation learning, foundation models, reinforcement learning, causal reasoning, agentic systems, and product intelligence. The goal is not simply to build smarter models, but to build systems that develop a deeper understanding of customers and use that understanding to make better decisions over time.
Past interns have shipped production systems within months and published their work in the same year.
Depending on your interests and Apollo's roadmap, you'll focus on one or more of the following areas:
Building rich representations of customers from event streams, financial activity, operational signals, and behavioral data.
Examples include:
Developing systems that can anticipate customer needs and initiate helpful actions before being asked.
Examples include:
Building agents that reason over customer world models and take actions in real environments.
Examples include:
Developing methods that allow intelligence to improve continuously from real-world outcomes.
Examples include:
Building evaluation frameworks that predict real-world performance, trust, and customer value.
Examples include:
We're looking for researchers interested in building systems that understand people, learn from experience, and improve over time.
Candidates may submit up to 9 active applications within a 60-day period. Reapplications to the same role are accepted 90 days after a previous application has been reviewed.
We may use automated AI tools to evaluate job applications for efficiency and consistency. These tools comply with local regulations, including bias audits, and we handle all personal data in accordance with state and local privacy laws.
Contact us here with hiring practice or data usage questions.
Every benefit we offer is designed with one goal: empowering you to do the best work of your career while building the life you want. Remote work, medical insurance, flexible time off, retirement savings plans, and modern family planning are just some of our offering. Check out our other benefits at Block.
Block, Inc. (NYSE: XYZ) builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the easy way to spend, send, and store money. Afterpay is transforming the way customers manage their spending over time. TIDAL is a music platform that empowers artists to thrive as entrepreneurs. Bitkey is a simple self-custody wallet built for bitcoin. Proto is a suite of bitcoin mining products and services. Together, we’re helping build a financial system that is open to everyone.
Health Insurance
Dental Insurance
Vision Insurance
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Life Insurance
Disability Insurance
Mental Health Benefits
Gender Affirming Care
Fitness Stipend
Wellness Programs
Employee Assistance Program
401(k) / Retirement Plan
401(k) Match
Equity / RSUs
Employee Stock Purchase Plan
Fertility Benefits
Parental Leave
Adoption Leave
Caregiver Policy
Learning & Development Budget
Conference Attendance
Mentorship Program
Defined Career Pathways
Performance Bonus
Pay Transparency
Relocation Assistance
Financial Planning
Commuter Benefits
Childcare Support
Unlimited PTO
Paid Holidays
Sick Days
Bereavement Leave
Volunteer Time Off
Flexible Schedule
Employee Resource Groups
Team Events & Social Budget
Charity Matching
Free Snacks & Drinks