Tilt

Tilt started life as Empower Finance and rebranded in 2025, keeping the same mission: expand access to fair credit so anyone can improve their financial security and mobility. The company describes itself as a financial technology company, not a bank, and has extended over $1 billion in credit to more than 5 million customers. Backers include Sequoia Capital, and the company has been named to the Inc. 5000 and Forbes' Next Billion-Dollar Startups list. It also runs regional sub-brands, including NIRA in India and Cashalo in the Philippines.

The working culture is virtual-first and deliberately low-meeting: the careers page tells candidates to "give us the data-driven recommendation on Slack over the meeting and multi slide deck." Stated values are "Own it," "Impact > activity" (busyness isn't a badge of honor), and "No risk, no real reward," with growth tied to contributions rather than rigid promotion timelines and feedback flowing "up, down, sideways." Twice a year the distributed team gathers in person at paid global onsites. Engineers work in a Python, PostgreSQL, and Kubernetes stack and write publicly on an active engineering blog.