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Dave is a financial app on a mission to build products that level the financial playing field. It is redefining the financial landscape by leveraging technology to create an affordable, transparent, and user-centric access to liquidity for millions of Americans. As a leading innovator in the U.S. financial services sector, Dave’s digital financial platform offers products designed to meet the credit needs of those underserved by traditional financial institutions. Dave’s offerings include its flagship ExtraCash product, providing members up to $500 within minutes. The company is on track to launch several new product offerings in 2026, including a Buy Now Pay Later (BNPL) option.
Dave is focused on serving Americans who are financially vulnerable or living paycheck to paycheck. Dave is leading the charge in creating a new era of credit products that prioritizes speed, affordability, and accessibility, making it the go-to financial partner for those who need it most.
We're looking for a Senior Software Engineer, Backend to help build and evolve the core platform that powers Dave's banking and payments experience for millions of members. This team owns the systems behind Dave Bank accounts, debit cards, payment processing, and the integrations that connect us with sponsor banks, payment processors, and financial partners.
In this role, you'll help shape the architecture of critical backend services while working closely with product, engineering, and cross-functional partners to deliver reliable, secure, and scalable solutions. You'll have meaningful ownership over systems that directly impact our members' ability to move money confidently and securely while helping establish the technical foundation that supports Dave's continued growth.
Continuously improve engineering practices by refactoring systems, reducing technical debt, and sharing knowledge across the team.
The systems you build will power some of Dave's most important financial products, enabling members to access and move their money securely and reliably. Your work will influence the long-term evolution of our banking platform while helping create a more dependable experience for millions of customers.
Ability to thrive in an agile environment while balancing independent ownership with collaborative execution.
Curiosity for emerging technologies and a commitment to continuous learning and professional growth.
You'll do well in this role if you enjoy solving meaningful technical challenges and take ownership of outcomes, not just individual tasks. You think beyond the immediate implementation, considering how architecture decisions affect reliability, scalability, and the broader business. You value clean design, thoughtful trade-offs, and building systems that continue to perform as Dave grows.
Success also comes from strong collaboration. You'll work closely with engineers, product managers, and partners across the company, welcoming feedback and sharing knowledge to strengthen both the platform and the team. Priorities may evolve as our products grow, and you'll help shape solutions while maintaining momentum and keeping our members' experience at the center of every decision.
You'll join a collaborative engineering team with meaningful ownership over foundational financial infrastructure. We make data-informed decisions, invest in engineering quality, and continuously improve our systems as our products and member needs evolve. You'll have the opportunity to influence technical direction while working alongside experienced teammates who value thoughtful collaboration and sustainable execution.
Help shape the future of Dave's financial platform as we continue to grow.
Don’t let imposter syndrome get in the way of an incredible opportunity. We’re looking for people who can help us achieve our mission and vision, not just check off the boxes. If you’re excited about this role, we encourage you to apply. You may just be the right candidate for this or other roles.
At Dave, our people are just as important as our product. Our culture reflects the values that guide who we are, how we work, and what we aspire to be. Daves are member-centric, helpful, transparent, persistent, and better together. We strive to create an environment where all Daves feel valued, heard, and empowered to do their best work. As a virtual-first company, team members can live and work anywhere in the United States, except Hawaii.
A few of our benefits & perks:
💚 Opportunity to tackle tough challenges, learn and grow from fellow top talent, and help millions of people reach their personal financial goals
💻 Flexible hours and virtual-first work culture with a home office stipend
🏥 Premium Medical, Dental, and Vision Insurance plans
👶 Generous paid parental and caregiver leave
💰 401(k) savings plan with matching contributions
📈 Financial advisor and financial wellness support
🏖️ Flexible PTO and generous company holidays, including Juneteenth and Winter Break
🎉 All-company in-person events once or twice a year and virtual events throughout to connect with your team members and leadership team
Dave Operating LLC is proud to be an Equal Employment Opportunity employer and is dedicated to cultivating a diverse and inclusive workplace. We will consider for employment all qualified applicants and do not discriminate on any basis protected by federal, state, or local law, including the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance relating to an applicant's criminal history.
USD 150,000 - 187,000
Annually
Health Insurance
Dental Insurance
Vision Insurance
Disability Insurance
Life Insurance
Employee Assistance Program
401(k) / Retirement Plan
401(k) Match
Financial Planning
Equity / RSUs
Unlimited PTO
Sick Days
Paid Holidays
Company Shutdown Days
Home Office Stipend
Company Offsites / Retreats
Parental Leave
Caregiver Policy
Anywhere in the United States except Hawaii. Dave is a fully virtual company with flexible hours, so you choose where in the U.S. you are based rather than relocating to an office.
No. Dave does not differentiate pay based on work location, so you receive the same competitive pay wherever in the U.S. you are based. Its job postings publish salary bands, for example roughly $150K to $200K for senior product manager roles and $174K to $224K for a lead machine learning scientist, each plus equity or commission.
Dave lists flexible paid time off that includes Juneteenth and a winter break, a 401(k) with company match, free financial advising, generous parental and caregiver leave, comprehensive health, dental, vision, disability, and life insurance, and a home office stipend.
Dave brings teams together one to two times per year and runs team offsites, so most collaboration happens virtually with periodic in-person gatherings rather than a regular office commute.
Hiring skews technical. Engineering is the largest function, followed by operations, with active openings across machine learning, software engineering, data analysis, product management, and IT systems. It is a strong fit for people who want ownership and visible impact at a growing fintech and are comfortable with shifting priorities.
Dave posts its open roles, each with its salary band, on the Dave careers page, and you apply directly through the listing.
Pay Transparency
Flexible Schedule