Commercial Underwriter

Overview: 

If you're looking for the stability of a profitable, growing company with the entrepreneurial spirit of a startup, we’re hiring. SageSure, a leader in catastrophe-exposed property insurance, is seeking a Commercial Underwriter who is analytically minded, hands-on and a self-starter who has a deep understanding of commercial businessowners coverage and risk. This individual will make risk decisions based on a thorough analysis of exposures using various underwriting tools. The daily activities including the handling of new business risk referrals, underwriting renewals, reviewing, and making decisions from reports (property inspections/loss reports), all with customer centric agency interaction.

What you’d be doing: 

• Review new and renewal business from our referral system.
• Approve or deny requests to bind.
• Review property inspection reports and take appropriate underwriting action.
• Handle and manage phone calls and written inquiries from agents and referrals from support vendors.
• Regularly analyzes market conditions to learn and understand the coastal states commercial insurance environment we serve.
• Uses knowledge of the insurance industry to recommend innovation and/or new product or service offerings.
• Communicate with IT to resolve agency system related issues.
• Deep understanding of commercial insurance practices and regulations to analyze risk eligibility, evaluate prior incurred claims, and make appropriate risk-based decisions using sound underwriting judgement.
• Demonstrate successful agency and broker management, including building, maintaining, and managing producer and customer relationships.
• Complete ad-hoc projects as assigned.

We’re looking for someone who has: 

• Minimum four (4) to six (6) years’ underwriting experience in commercial lines
• Must demonstrate a strong working knowledge of commercial line underwriting procedures and insurance coverage.
• Demonstrated ability to interpret and analyze data and make an informed, calculated risk decision.
• Exceptional verbal and written communicator
• Customer service orientated.
• Thrives in a fast-paced, changing environment.
• Comfortable with working under minimal supervision
• Possess a strong work ethic and can work individually or as part of a team.
• A college degree or equivalent experience and education
• Experience working directly with customers, insurance producers, and agents.
• Experience working with insurance software and MS Office Suite.

Highly preferred candidates also have: 

• Bachelor's degree in related field.
• Insurance industry designations.